Public Servants Housing Loan Scheme
1.0 INTRODUCTION The Public Servants’ Housing Loans Scheme (PSHLS) was established by NRC Decree 319, in March 1975, to provide loans to Public Servants to enable them: Construct new residential dwelling houses Refurbish existing residential properties Pay off loans on properties already acquired Purchase existing residential properties. The NRC Decree 319 Act, 1975(1) enjoins the Board to grant and recover loans and to enter contracts and carry out programs for, or incidental, or conducive for purposes of the Act. 1.1 MANDATE The Public Servants’ Housing Loans Scheme Board (PSHLSB) was established by NRC Decree 319, in March 1975 to provide housing loan facilities to Public Servants. 1.2 VISION To become the first option mortgage financing institution for all Public Servants in Ghana. 1.3 MISSION The Board exists to assist Public Servants to construct new residential property, refurbish existing residential property, pay off loans on property already ac...
